While New Jersey insurance regulators have proposed a long list of changes to the way the states no-fault system operates, state lawmakers have introduced a whole host of bills that would also alter the states car coverage laws. The following are summaries of some pieces of legislation that have been introduced in recent weeks:
A327/S243 Makes certain types of driving data off-limits to insurers when pricing policies or deciding whether to issue coverage to an applicant. Under the bill, insurers would not be able to consider negative driving events that took place while the applicant was operating a vehicle for volunteer purposes.