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Posted by Admin On December - 2 - 2011 0 Comment

Life insurance is a great of protecting your family in case of untimely death. In addition, because many people know that they need this protection especially when they have young children, they opt to buy life insurance without understanding the basics of life insurance. The risk is what you should watch out for, because, this is the major factor that influences the rate of your premium. If the insurance company categorizes you as high risk, individual then you can expect way higher premium than people in the standard risk category.

There are actually three categories that life insurance companies use to identify the risk that they are taking: The high risk individual, standard risk and preferred risk. Read full post…

Posted by Admin On November - 30 - 2011 0 Comment

There will always come a time when you need to have money to pay for the things you use at your funeral. Of course you will not be the one that actually has to pay for the funeral expenses it will be the people who are closest to you in life. Generally this is your spouse, your children, your parents, or your brothers and sisters. To make certain that those close to you are not left with a large bill to pay on your behalf youyou need to buy burial cover.

With this type of coverage whenever you do pass away the company that you have bought the coverage from will pay for the funeral and will more than likely also have additional money for the person of your choosing to get. Read full post…

Posted by Lindsay Roberts On November - 28 - 2011 0 Comment

The number of questionable claims referred to the National Insurance Crime Bureau (NICB) for the first three quarters of 2011 represented a 7 percent increase over the same period last year and a 20 percent rise from two years ago, according to an analysis by the organization.

Nearly 75,000 questionable claims on all types of coverage were submitted to NICB from January through September of this year. That was up from about 62,300 in 2009 and 70,300 last year.

The nonprofit NICB reports as questionable those claims that are referred to it by insurers for review or investigation of possible wrongdoing.

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Posted by Stephen Rivera On November - 27 - 2011 0 Comment

It may be still the name of Ireland’s national soccer and rugby ground but insurance company Aviva is closing down all of its branches in the Republic.

Aviva announced on Tuesday evening that it will be shedding between 950 and 1,250 jobs with the closure of its entire network of 26 branches in Ireland by June next year.

Last month Aviva announced that 950 staff would be made redundant, with a further 300 facing outsourcing of their jobs.

Now all existing Irish business will gradually be transferred to branches in the UK over a year as they come up for renewal.

UK products will be adapted for sale in the Irish market, with limited deviation from UK standards.

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Posted by Alexander Cooper On November - 24 - 2011 0 Comment

A study conducted by a leading car insurance comparison website has resulted in establishing a cause-and-effect relationship between car insurance quotes and the owner’s occupation.

It has been proven that certain occupations tend to have a soft spot for a specific make and model of vehicle. The study has also concluded that one out of every five persons owns either a Vauxhall Corsa, Renault Clio or a Ford Fiesta. In terms of gross numbers, the three most popular cars that can be commonly found inside the owner’s garage were found to be the Vauxhall Corsa, Ford Fiesta and the Renault Clio, in descending order of popularity.

However, when investigating the vehicles not on the basis of absolute numbers, but on their relative popularity within specific demographics, the picture took a drastic turn.

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Posted by Admin On November - 16 - 2011 0 Comment

Many times you will hear about the many ways one can secure cheap car insurance, but lately there are a lot of people who are considering other alternative means of transport, other than cars. One such means is motor bikes. Most people don’t know that motor bikes also need to be insured, just like any other vehicle that runs on engine. The advantages of having a form of insurance, if you own a motor bike are numerous, and that is why knowing how you can obtain an affordable motor insurance is just as beneficial.

There are a few factors that when utilized will help you get an affordable motor bike insurance that will suit your financial status. Read full post…

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